HDFC Bank home-loan guide

HDFC Bank is one of India's leading private sector banks, offering a wide range of home loan products tailored to meet diverse needs. With competitive interest rates, flexible repayment options, and a transparent process, HDFC makes owning a home a reality for millions. Their digital-first approach ensures a seamless and quick application journey.

Documents Checklist PAN Card & Aadhaar Card Latest 3 months' salary slips Last 6 months' bank statements Form 16 or Income Tax Returns Proof of employment For Salaried Individuals Last 3 years' Income Tax Returns with computation Last 3 years' Balance Sheet & P/L account (audited)

Last 6 months' business and personal bank statements Proof of business existence For Self-Employed Individuals Copy of the sale agreement Title deeds of the property Approved building plan Encumbrance Certificate Property Documents HDFC offers a maximum loan tenure of up to 30 years, subject to the borrower's age and property type.

What is the maximum loan tenure for an HDFC home loan? Yes, HDFC provides a top-up loan facility on existing home loans for personal or professional needs, basis your repayment track record. Can I get a top-up on my existing HDFC home loan? Yes, HDFC provides loans for purchasing a plot of land for self-construction, known as HDFC Plot Loans.

Does HDFC offer loans for plot purchase? Digital-first approach ensures a seamless and quick application journey. Quick Processing Benefit from some of the most competitive interest rates in the market. Competitive Interest Rates Choose from various repayment plans tailored to your financial situation. Flexible Repayment Options

Customized loan products for both salaried individuals and business owners. For Salaried & Self-Employed Specialized home loan products for Non-Resident Indians. NRI Loans Available Avail additional funds on your existing home loan for personal or professional needs. Top-Up Loan Facility Key Features & Benefits